One account for every way
your money moves.
Send money, pay bills, manage your cards, and use SafePay when a transaction needs agreement, delivery confirmation, and evidence.
Everyday money, handled clearly.
Regular transfers, bills, and card controls follow a familiar flow from selection to review, approval, and receipt.
Choose what you need to do
Open Send Money, Bills, or Cards from your SafliPay account. SafePay remains a separate option when a purchase or service needs protection.
Review before you approve
Check the recipient, provider, amount, fee, or card action before confirming with your SafliPay PIN or biometric approval.
Keep the complete record
Completed transfers, bill payments, card activity, and SafePay deals remain available with their status, reference, and receipt.
Buying with SafePay protection.
Agree on the deal, secure the payment, and release it only after the purchase or work has been confirmed.
Verify once, in minutes
Create an account with your phone and email, then pass a quick liveness and ID check. New accounts can protect deals up to ₦50,000 right away.
Secure the payment with SafePay
Agree an amount, review the fee upfront, and transfer it to a dedicated account. The money is now secured: the seller can see it, but can't touch it yet.
Confirm and release
When you've received what was agreed, tap to release. The seller is paid in full. Not satisfied? Open a dispute instead of confirming.
Selling with payment already secured.
See that the buyer has funded the deal before delivery, then receive the agreed payout after confirmation.
Share your SafliPay link
Send buyers a link from Instagram, WhatsApp, or TikTok. They land on your profile and open a protected deal in a couple of taps.
Get the 'funds secured' alert
The moment a buyer secures the payment with SafePay, you're notified. You ship knowing the money is already locked in. No more 'I'll pay on delivery'.
Deliver and get paid
Hand over the goods or complete the work. Once the buyer confirms, or after the auto-release window passes with no dispute, the payout lands in your balance.
Withdraw to your bank
Move your balance to any Nigerian bank account in minutes. A flat ₦50 transfer fee applies. The seller payout itself is never reduced by platform fees.
Either side can open a dispute. Funds stay frozen until it's settled.
Both parties submit evidence: chats, receipts, delivery proof. A neutral reviewer weighs it against what was agreed and issues a binding outcome: release to the seller, refund to the buyer, or a split.